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(Geo)arbitrage, but make it MS

Pretty much everything we do as MSers boils down to arbitrage. While it may not necessarily follow the textbook definition that requires buying and selling an asset, it’s still a neverending pursuit of market inefficiencies. There’s obvious examples – “pay” to earn points at a rate that is lower than the rate that you liquidate…
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Why don’t we call the bank?

There aren’t too many absolute statements in the churning and MS world, because things are constantly changing. What’s ok today is not tomorrow, and that might be fine because there’s a whole new thing that wasn’t there yesterday. But there’s still a handful, one of which probably stands above the others in ubiquity – don’t…
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Guest Post: Positive EV

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Don’t be suspicious, don’t be suspicious

As a result of changes to bank policies and plays dying lately, we’ve seen a lot of folks diving into new ways to continue squeezing those extra drops of juice out of MS transactions. I’m glad that people are thinking outside the box (and outside the usual suspects) because that skill is only going to…
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Let it go vs. run it up – a real-world risk example

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Web design best practices: Churning edition

