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It takes 20 years to build a reputation and five minutes to ruin it
The deeper you get into churning and MS, the more you start to recognize usernames and avatars and begin to realize just how small the population of churners is. Each community has inevitable overlap with others, and there’s just a finite universe of people willing to keep up with a hobby that is so meticulous…
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Practicing gratitude: MS edition
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Monday metaposting: blogging and shutdowns
While there’s what essentially amounts to perpetual chatter about shutdowns in 2026 on the private side of churning, there hasn’t been quite as much public discussion since some of the big waves from last year. That changed last week when Greg at Frequent Miler shared that he had been shutdown by Citi. It’s worth a…
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A soliloquy for P2s
When I was a kid, my brother and I loved going to Disney World. My parents, being the saints they are, spent hours and hours planning each trip so we could see as much as possible while keeping things vaguely affordable (which was still somewhat possible back then). My mom always sent me threads on…
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The early bird gets the worm, pearls before swine, (or insert your favorite idiom here)
Pictured: One of my all time favorite comics Pearls Before Swine which balanced dad jokes with poignant moments in a way only rivaled by Calvin and Hobbes A common refrain heard in the churnosphere in the last few years is a sense of urgency when something appealing pops up. It’s one thing when you’re chasing…
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A friendly fintech PSA
This post is probably common knowledge for anyone that actually understands how fintechs (and the financial system in general) work, but at least for me, realizing this earlier would have saved some unnecessary trouble. One common theme of MS over the last half decade or so is a level of comfort in scaling from your…
