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Time is money, even for whales

From the very beginning steps you take in this hobby, there’s an implicit sense of urgency. The big sign up bonuses that fuel your first redemptions require spending on a certain timeline, generally 90 days. While most of us unfortunately have adult obligations that make offers like $4,000 of spend in 90 days a breeze,…
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For Chelsea, and some perspective
I’ve always been upfront that this blog was heavily influenced by Matt and MEAB. And before there was MEAB, there was MileNerd. Somewhat of the progenitor of the “not a mouthpiece for major banks” genre of churning blogs, Paul at MileNerd held down the much-needed succinct update side of the blogosphere for quite awhile. The…
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Thursday tidings: Hard launch edition
(apologies if this is your second time hearing from me today) Today’s post will be pretty quick because it’s more about exciting things that aren’t happening on the blog (and I have a backlog of posts written by both me and others to get through anyway). First, I joined my friend James for an episode…
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Monday musing: Living in the upside down

One thing that is consistently discussed at every level of churning and MS is a need to adjust your mindset away from conventional wisdom. Those mental blocks can make it difficult for you to take advantage of profitable opportunities, whether you’re dipping your toes in or approaching dolphin level. In the neverending “what volume qualifies…
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(Geo)arbitrage, but make it MS

Pretty much everything we do as MSers boils down to arbitrage. While it may not necessarily follow the textbook definition that requires buying and selling an asset, it’s still a neverending pursuit of market inefficiencies. There’s obvious examples – “pay” to earn points at a rate that is lower than the rate that you liquidate…
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Why don’t we call the bank?

There aren’t too many absolute statements in the churning and MS world, because things are constantly changing. What’s ok today is not tomorrow, and that might be fine because there’s a whole new thing that wasn’t there yesterday. But there’s still a handful, one of which probably stands above the others in ubiquity – don’t…
