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Churning Economy Shifts: Launch Day Edition

Today, you will get a never ending barrage of referral-laden blog posts about how amazing the new Amex Platinum is, how it pays for itself 3x over, how it killed the CSR, how to use your Lululemon credit, blah, blah, blah. The changes released today are a big deal for folks that are primarily juggling…
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Don’t forget to treat yo’ self

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Thinking outside the box – Fortune 500 edition

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On risk: A real world example

It’s somewhat rare that the dominant topic for a week is the same between /r/churning and private MS groups. That occurred (kind of) last week, when tons of people started getting hit by 4506-C requests from Citi, largely combined with a lock on all cards on the account until it was cleared. It was quickly…
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Risking it for the biscuit

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Let’s talk spare (inter)change

Something that I’ve always found interesting is that there’s not a ton of mainstream info in this hobby on the underlying mechanisms of the American financial system that power the whole thing (or if there is, I’ve missed it). After all, there’s a reason why people not living in the US jump through all of…
