Category: Uncategorized

  • Churning Economy Shifts: Launch Day Edition

    Churning Economy Shifts: Launch Day Edition

    Today, you will get a never ending barrage of referral-laden blog posts about how amazing the new Amex Platinum is, how it pays for itself 3x over, how it killed the CSR, how to use your Lululemon credit, blah, blah, blah.  The changes released today are a big deal for folks that are primarily juggling…

  • Don’t forget to treat yo’ self

    Don’t forget to treat yo’ self

    Since I started writing this blog a few weeks ago, I’ve had some really good conversations with readers. One of the common threads I’m hearing is that a lot of us are feeling kind of exhausted from staying on top of a game that has been particularly brutal to play lately. For the vast majority…

  • Thinking outside the box – Fortune 500 edition

    Thinking outside the box – Fortune 500 edition

    (which is something cats aren’t good at) A lot of MSers spend a majority of their time probing new fintechs, banks and platforms in an effort to find the next big play. This is a smart way to spend your time, since so many plays die quickly due to too many people hitting it, the…

  • On risk: A real world example

    On risk: A real world example

    It’s somewhat rare that the dominant topic for a week is the same between /r/churning and private MS groups. That occurred (kind of) last week, when tons of people started getting hit by 4506-C requests from Citi, largely combined with a lock on all cards on the account until it was cleared. It was quickly…

  • Risking it for the biscuit

    Risking it for the biscuit

    Lately I’ve been listening to a lot of Bengaluru-based rapper Hanumankind. His big break was the music video for his song Big Dawgs (and I would choose it as my MLB walkout song), which was shot in a maut kā kuām̥, the show still held at fairs across India that those of us in the…

  • Let’s talk spare (inter)change

    Let’s talk spare (inter)change

    Something that I’ve always found interesting is that there’s not a ton of mainstream info in this hobby on the underlying mechanisms of the American financial system that power the whole thing (or if there is, I’ve missed it). After all, there’s a reason why people not living in the US jump through all of…