Category: Uncategorized

It’s somewhat rare that the dominant topic for a week is the same between /r/churning and private MS groups. That occurred (kind of) last week, when tons of people started getting hit by 4506-C requests from Citi, largely combined with a lock on all cards on the account until it was cleared. It was quickly…

Lately I’ve been listening to a lot of Bengaluru-based rapper Hanumankind. His big break was the music video for his song Big Dawgs (and I would choose it as my MLB walkout song), which was shot in a maut kā kuām̥, the show still held at fairs across India that those of us in the…

Something that I’ve always found interesting is that there’s not a ton of mainstream info in this hobby on the underlying mechanisms of the American financial system that power the whole thing (or if there is, I’ve missed it). After all, there’s a reason why people not living in the US jump through all of…

One of the fun things about emojis (well, words too I guess) is that they mean different things in different communities and cultures. In our community, one of the most dreaded emojis is the spoon. The spoon emoji represents someone unreasonably asking to be spoon fed the answer to a question – whether it be…

There is a healthy dose of skepticism towards gambling from a significant chunk of the MS community. At face value, it’s valid. For an audience that is generally financially literate and highly organized, the implied variance of gambling is unappealing. However, I’d challenge that and say that MSers actually have a ton to learn from…

There are two primary schools of thought for how to use points you earn through churning and MS (unless you thrive in the chaotic evil sector and use your points for luggage and gift cards) – travel and cash back. Those that found this hobby through the Redventures/Boarding Area content machine, reddit etc are probably…