Category: Uncategorized

  • Thinking outside the box – Fortune 500 edition

    Thinking outside the box – Fortune 500 edition

    (which is something cats aren’t good at) A lot of MSers spend a majority of their time probing new fintechs, banks and platforms in an effort to find the next big play. This is a smart way to spend your time, since so many plays die quickly due to too many people hitting it, the…

  • On risk: A real world example

    On risk: A real world example

    It’s somewhat rare that the dominant topic for a week is the same between /r/churning and private MS groups. That occurred (kind of) last week, when tons of people started getting hit by 4506-C requests from Citi, largely combined with a lock on all cards on the account until it was cleared. It was quickly…

  • What if you were to get caught up in a jam?

    What if you were to get caught up in a jam?

    Regardless of how much you may be a millennial who “eats lots of avocado toast”, “is killing Applebees” and “hates talking on the phone”, talking to banks, airlines, and sketchy fintechs comes with the territory in this hobby.  Here are some things that may come up: In the case of airlines and hotels, they’re actually…

  • Risking it for the biscuit

    Risking it for the biscuit

    Lately I’ve been listening to a lot of Bengaluru-based rapper Hanumankind. His big break was the music video for his song Big Dawgs (and I would choose it as my MLB walkout song), which was shot in a maut kā kuām̥, the show still held at fairs across India that those of us in the…

  • Let’s talk spare (inter)change

    Let’s talk spare (inter)change

    Something that I’ve always found interesting is that there’s not a ton of mainstream info in this hobby on the underlying mechanisms of the American financial system that power the whole thing (or if there is, I’ve missed it). After all, there’s a reason why people not living in the US jump through all of…

  • Trading in the spoon for a spork

    Trading in the spoon for a spork

    One of the fun things about emojis (well, words too I guess) is that they mean different things in different communities and cultures. In our community, one of the most dreaded emojis is the spoon. The spoon emoji represents someone unreasonably asking to be spoon fed the answer to a question – whether it be…