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Thinking outside the box – Fortune 500 edition

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On risk: A real world example

It’s somewhat rare that the dominant topic for a week is the same between /r/churning and private MS groups. That occurred (kind of) last week, when tons of people started getting hit by 4506-C requests from Citi, largely combined with a lock on all cards on the account until it was cleared. It was quickly…
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What if you were to get caught up in a jam?

Regardless of how much you may be a millennial who “eats lots of avocado toast”, “is killing Applebees” and “hates talking on the phone”, talking to banks, airlines, and sketchy fintechs comes with the territory in this hobby. Here are some things that may come up: In the case of airlines and hotels, they’re actually…
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Risking it for the biscuit

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Let’s talk spare (inter)change

Something that I’ve always found interesting is that there’s not a ton of mainstream info in this hobby on the underlying mechanisms of the American financial system that power the whole thing (or if there is, I’ve missed it). After all, there’s a reason why people not living in the US jump through all of…
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Trading in the spoon for a spork

One of the fun things about emojis (well, words too I guess) is that they mean different things in different communities and cultures. In our community, one of the most dreaded emojis is the spoon. The spoon emoji represents someone unreasonably asking to be spoon fed the answer to a question – whether it be…
