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Playing devil’s advocate: speculative transfer edition

Throughout each year, there is a (somewhat) predictable flow of transfer bonuses from both banks and loyalty programs enticing you to move your flexible and somewhat liquid bank points to rigid and somewhat less liquid program-specific points. The value proposition is often compelling – reducing an already appealing saver award rate by up to 30-40%…
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An origin story, and thoughts on giving vs taking

Will’s guest post last week got me thinking about my own churning and MS origin story and how that shaped my approach. This is an extended version of a story I shared at the MEAB meetup in June, so apologies if it sounds a little familiar to some of you! The origin story Somewhere in…
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Guest Post: Confessions of a (Relapsed) Gaming Addict
Editor’s note: I’m extremely lucky to have some younger MSers in my circle that became heavy hitters in a short time and are wise beyond their years. Thanks to one of those, my buddy Will for today’s great post. Enjoy! I used to be addicted to Destiny 2. During the pandemic, with my first remote…
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Alright, already, we’ll all float on

In a resounding continuation of the theme of the year thus far for churners and MSers, a fresh wave of shutdowns hit this morning. As always, sorry to those affected, especially to a very well respected member of the community that was creating a lot of win-win opportunities. But the blog isn’t called chasing shutdowns…
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Would you like to play a game?

With all of the crazy stuff going on in churning and MS right now, I wasn’t planning on posting anything this week. But hey, it’s Thursday, we’re more than halfway through the week, and most of us still have all of our fingers and toes. Instead of talking about what’s going on, I decided to…
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On churning in the public eye, and using your discretion

There’s been a lot of mainstream media press on churning in the last couple of weeks, and whenever that happens, there is collective trepidation in the community that this is a bad thing that is going to cause too much exposure to the hobby. I do get that, especially when the publications are household names…
