Month: May 2026

Pictured: One of my all time favorite comics Pearls Before Swine which balanced dad jokes with poignant moments in a way only rivaled by Calvin and Hobbes A common refrain heard in the churnosphere in the last few years is a sense of urgency when something appealing pops up. It’s one thing when you’re chasing…

This post is probably common knowledge for anyone that actually understands how fintechs (and the financial system in general) work, but at least for me, realizing this earlier would have saved some unnecessary trouble. One common theme of MS over the last half decade or so is a level of comfort in scaling from your…

If you read enough MS related writing, you’ll find that there’s often cryptic (or semi-cryptic) references to finding new ways to try certain things to get them to work better. Much like “always be probing”, it’s one of those things that is kind of hard to wrap your head around until you understand what you’re…

I originally started writing this a few weeks ago, but life got in the way. That might have ended up working out, because it’s as topical as ever this week.  While the community is focused on another, much higher profile nerf, there’s another one worth acknowledging that is more like death by a thousand cuts.…

Today is the day that a lot of us in the community have seen coming for awhile. While its time was up, I don’t think the harbingers really need to spend any time claiming a victory lap. After all, it was a shell of its former self.  While the ending was much more squeak than…

From the very beginning steps you take in this hobby, there’s an implicit sense of urgency. The big sign up bonuses that fuel your first redemptions require spending on a certain timeline, generally 90 days.  While most of us unfortunately have adult obligations that make offers like $4,000 of spend in 90 days a breeze,…