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Companion song: One Trick Ponies – Kurt Vile When I’m working at my 9-5 or couch MSing, I usually listen to high-tempo music like early phonk or the seminal metalcore album Jane Doe as the perfect background to focus.  As a result of losing plays over the last few weeks, I’ve spent way more time…

It was yet another tough week in churningland, punctuated by (fairly inconsequential in the grand scheme of things) fintech shutdowns and some ominous A/B testing. Instead of worrying about things we can’t control, let’s start the weekend early with another churning and MS mini crossword. I’m linking out again because embedding it directly starts the…

Throughout each year, there is a (somewhat) predictable flow of transfer bonuses from both banks and loyalty programs enticing you to move your flexible and somewhat liquid bank points to rigid and somewhat less liquid program-specific points.  The value proposition is often compelling – reducing an already appealing saver award rate by up to 30-40%…

Will’s guest post last week got me thinking about my own churning and MS origin story and how that shaped my approach. This is an extended version of a story I shared at the MEAB meetup in June, so apologies if it sounds a little familiar to some of you!  The origin story Somewhere in…

In a resounding continuation of the theme of the year thus far for churners and MSers, a fresh wave of shutdowns hit this morning. As always, sorry to those affected, especially to a very well respected member of the community that was creating a lot of win-win opportunities. But the blog isn’t called chasing shutdowns…